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CapFi Lending
CapFi Lending

The Blog

All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

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    Finding the Right Location to Buy a Home

    ByCapFi Lending February 18, 2021October 14, 2026

    They say that buying a home is all about location, location, location. But what if you do not know what location is right for you? Here are a few factors to consider when deciding on just the right place to put down…

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    Should I Buy or Rent?

    ByCapFi Lending February 18, 2021October 14, 2026

    The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is a look at the pros and cons of each. Buying Pros: Your monthly payment builds equity, or ownership, of…

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    Understanding an Appraisal Contingency

    ByCapFi Lending February 18, 2021October 14, 2026

    When buying a new home, you have the chance to put in a number of contingencies to the purchase contract to protect you during the process. A contingency is a condition that must be met in order for the contract to…

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    How Much Income Do I Need to Buy a House?

    ByCapFi Lending February 18, 2021October 14, 2026

    Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to earn is not as simple. Most people who buy a home use a mortgage loan to…

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    Popular Loans for Buying a Home

    ByCapFi Lending February 18, 2021October 14, 2026

    Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here are popular mortgage products and who can use them. Conventional Loan: This is most popular type…

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    What You Need to Know About Cosigning a Mortgage

    ByCapFi Lending February 18, 2021October 14, 2026

    If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another person in a more stable financial position help with your loan application. A non-occupant co-client signing your…

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    How to Buy a House with No Money Down

    ByCapFi Lending February 18, 2021October 14, 2026

    Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down mortgage. Some come with stipulations and others have eligibility requirements. Read…

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    Do I Need a Realtor to Buy a House?

    ByCapFi Lending February 18, 2021October 14, 2026

    When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be your advocate throughout the process. While it is not required to have a…

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    How Much Do I Need for a House Down Payment?

    ByCapFi Lending February 18, 2021October 14, 2026

    One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your area and how much you want to put down. How much is required for a…

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    A Home Appraisal Checklist

    ByCapFi Lending February 18, 2021October 14, 2026

    Searching for and finding the perfect new home is just one step of the home buying process. Once you find the perfect home and have a sales contract, it is time to actually get to the business of arranging the purchase.

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About Us

CapFi Lending is a locally owned Austin mortgage broker. We sit down with you one on one, compare options from many lenders, and build a home loan plan around your goals.

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  • Calculator
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  • Contact Us
  • About Us
    • Areas We Serve
      • Austin
    • Meet Our Team
    • Reviews
    • Second Look
    • Learning Center
    • VA Learning Center
    • Blog
  • Apply Online
  • Get A Quote