# CapFi Lending

> CapFi Lending is an independent, locally owned mortgage broker in Austin, Texas. Founder Dustin Edwards brings 22 years of mortgage experience. CapFi shops a wide network of wholesale lenders to match homebuyers, homeowners, veterans, self-employed borrowers, and real estate investors with the right home loan. Clients rate CapFi 4.9 stars across 79 Google reviews.

Call or text (512) 593-1336, Monday through Saturday, 9 AM to 7 PM. Email: info@capfilending.com

## Who we help
- First-time homebuyers in Austin and Central Texas
- Veterans and active-duty military buying or refinancing with a VA loan
- Self-employed and 1099 borrowers who need bank statement or P&L programs
- Real estate investors (DSCR, fix and flip, bridge, investment property)
- Homeowners refinancing, taking cash out, or opening a HELOC

## Service area
Travis, Williamson, Hays, and Bexar counties: Austin, Round Rock, Cedar Park, Leander, Georgetown, Pflugerville, San Marcos, Kyle, Buda, San Antonio, and surrounding Central Texas communities.

## City pages
- [Cedar Park mortgage broker](https://capfilending.com/mortgage-broker-in-texas/cedar-park/)
- [San Marcos mortgage broker](https://capfilending.com/mortgage-broker-in-texas/san-marcos/)
- [San Antonio mortgage broker](https://capfilending.com/mortgage-broker-in-texas/san-antonio/)
- [All areas we serve](https://capfilending.com/mortgage-broker-in-texas/)

## Purchase loans
- [First-time homebuyer loans](https://capfilending.com/loan-options/first-time-home-buyer/)
- [Conventional loans](https://capfilending.com/loan-options/conventional-home-loan/)
- [FHA loans](https://capfilending.com/loan-options/fha-home-loan/)
- [USDA loans](https://capfilending.com/loan-options/usda-loan/)
- [Jumbo loans](https://capfilending.com/loan-options/jumbo-home-loan/)
- [Fixed-rate mortgages](https://capfilending.com/loan-options/fixed-rate-mortgage/)
- [Low down payment options](https://capfilending.com/loan-options/low-down-payment-purchase-options/)
- [Seller-paid buydowns](https://capfilending.com/loan-options/seller-paid-buydown/)
- [Construction loans](https://capfilending.com/loan-options/construction-home-loan/)
- [Renovation / rehab loans](https://capfilending.com/loan-options/rehab-loan/)

## VA loans
- [VA home loans](https://capfilending.com/va-loan-options/va-home-loan/)
- [VA purchase loans](https://capfilending.com/va-loan-options/va-purchase-loan/)
- [VA eligibility](https://capfilending.com/va-loan-options/va-loan-eligibility-requirements/)
- [VA refinance options](https://capfilending.com/va-loan-options/va-loan-refinance-options/)
- [VA IRRRL (streamline refinance)](https://capfilending.com/va-loan-options/va-interest-rate-reduction-refinance-loan-irrrl/)
- [VA cash-out refinance](https://capfilending.com/va-loan-options/va-cash-out-refinancing/)

## Self-employed borrowers
- [Self-employed mortgages](https://capfilending.com/loan-options/self-employed-mortgage/)
- [Bank statement loans](https://capfilending.com/loan-options/bank-statement-program/)
- [1099 loans](https://capfilending.com/loan-options/1099-mortgage-loans/)
- [P&L loans](https://capfilending.com/loan-options/pl-mortgage-loans/)

## Investors
- [DSCR loans](https://capfilending.com/loan-options/dscr-home-loan/)
- [Investment property loans](https://capfilending.com/loan-options/investment-property-loans/)
- [Fix and flip loans](https://capfilending.com/loan-options/fix-flip-home-loan/)
- [Bridge loans](https://capfilending.com/loan-options/bridge-home-loan/)

## Refinance and equity
- [Refinance](https://capfilending.com/loan-options/refinance/)
- [Cash-out refinance](https://capfilending.com/loan-options/cash-out-refinance/)
- [HELOC](https://capfilending.com/loan-options/heloc-home-loan/)
- [Reverse mortgage](https://capfilending.com/loan-options/reverse-mortgage/)

## About and contact
- [About CapFi Lending](https://capfilending.com/about-us/)
- [Contact us](https://capfilending.com/contact-us/)
- [Zillow company profile](https://www.zillow.com/lender-profile/capfi/)
- [Dustin Edwards on Zillow](https://www.zillow.com/lender-profile/0dustinedwards/)

## Get started
Call or text (512) 593-1336 (Mon–Sat, 9 AM–7 PM) to talk with a local loan advisor about buying, refinancing, or investing in Central Texas.