The Blog
Our blog articles are geared towards first-time home buyers and mortgage market news.
Buying a home when you own a business can be exciting, but proving your income may feel more complicated than it should. For a self-employed mortgage applicant, qualifying income is generally based on documented, stable, and continuing earnings after eligible business expenses are considered. In this guide, we at Capfi Lending (NMLS# 1692019) explain how…
Buying a home when you own a business or work for yourself can feel complicated, especially when your tax returns do not tell the full story of your income. Self-employed home buyers may qualify for a mortgage using tax…
Buying a home is exciting, but choosing between conventional and FHA financing can feel confusing. Conventional and FHA loans both finance primary residences, but conventional financing follows lender and investor…
Buying a home in Austin is exciting, but preparing for mortgage preapproval can feel confusing when you do not know what a lender will need. Mortgage preapproval is a lender’s conditional review of your credit, income…
Financing an investment property can feel difficult when personal tax returns do not show the income needed for a traditional mortgage. A DSCR loan helps real estate investors qualify primarily through the property’s…
Using a VA loan can be a valuable benefit, but understanding eligibility and property requirements can feel overwhelming. A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs that may allow eligible…
By Dustin Edwards, Principal Buying a home when you own a business can feel complicated, especially when your tax returns do not reflect the full strength of your finances. Self-employed buyers can qualify for a…
Buying your first home is exciting, but saving for the down payment and closing costs can feel overwhelming. Down payment assistance helps eligible homebuyers cover part of the upfront cost through a grant, deferred…
Buying a higher-priced home in Austin can be exciting, but comparing jumbo loan requirements, rates, and costs can feel overwhelming. A jumbo loan is a mortgage that exceeds current conforming loan limits and is…
Choosing between a conventional loan and an FHA loan can feel overwhelming when both options have different costs, guidelines, and benefits. Conventional loans generally offer more flexibility with mortgage insurance…
