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CapFi Lending
CapFi Lending

The Blog

All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

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    A Home Inspection Checklist

    Bycapfiadmin February 18, 2021October 14, 2026

    When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it as a condition of the loan. Here are the top things that the best home inspectors look for when they…

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    What to Look for in a Neighborhood When Buying a House

    Bycapfiadmin February 18, 2021October 14, 2026

    Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also carefully consider the neighborhood that you will be living in to decide if it fits your needs. Here are a…

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    Buydown to Reduce Your Mortgage Interest Rate

    Bycapfiadmin February 18, 2021October 14, 2026

    If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting down a higher down payment or improving your credit to get a lower interest rate.

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    Buying a House without a Real Estate Agent

    Bycapfiadmin February 18, 2021October 14, 2026

    Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time homebuyer. But for the seasoned, experienced buyers or the newbies who want to go through it on their own…

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    How Long Does It Take to Buy a House?

    Bycapfiadmin February 18, 2021October 14, 2026

    The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have to start over. How long should you expect it to take to buy a home from start to finish? The overall home…

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    How to Determine if You Are in a Buyer’s Market or Seller’s Market

    Bycapfiadmin February 18, 2021October 14, 2026

    Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the types of home, comparable purchases prices, and so much more. But one of the most important…

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    How to Get Your House Ready to Sell

    Bycapfiadmin February 18, 2021October 14, 2026

    You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move out? Believe it or not, selling your home can be just as much work as buying. Here is a handy checklist to get your…

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    Negotiating a House Price as a Buyer

    Bycapfiadmin February 18, 2021October 14, 2026

    Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties to set a price higher (seller) or make an offer lower (buyer) than they are ultimately willing to accept.

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    How to Know When You Should Buy a House

    Bycapfiadmin February 18, 2021October 14, 2026

    Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For Sale signs your idea of a perfect Saturday afternoon? If so, you may be ready to buy a house.

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    What Is the Average Down Payment for a Home?

    Bycapfiadmin February 18, 2021October 14, 2026

    One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house you can afford, what types of loan you use, and how long you need to wait to become a homeowner. So…

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